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Common questions about DPC.

Not everyone is familiar with Direct Primary Care. Here are some frequently asked questions to get a better idea of what we can offer and how things work!

Who is Cornerstone Family Medicine, and what is DPC?

Cornerstone Family Medicine is a direct primary care (DPC) clinic that strives to offer unfettered access to your personal physician at all times, not just 8-5 on weekdays.

Our payment model cuts out insurance middlemen who drive up cost for minimal-to-no benefit to you. Instead of copayments, high insurance premiums and fee-for-service, we charge a flat, affordable, monthly membership fee. No third party billing or insurance dictating what kind of care you can get

Payment & Insurance

Our membership fee allows you 24/7 access to your physician. We offer same or next day appointments, home visits, and office visits. We perform common in-office procedures for little or no cost. Our clinic carries many commonly prescribed medications which we fill in-house and provide at cost. We advocate for you, helping you navigate the confusing maze of the healthcare system.

Absolutely not. Sidestepping insurance allows us to cut through red tape and deal directly with the most important person in healthcare: YOU. No insurance middlemen dictating the costs of medications, tests and procedures, freeing us to charge sensible prices with no surprise costs to you. We can always run any medication, labs, or tests through your insurance if preferred. Many times our self-pay prices are cheaper than insurance prices. See what our patients have to say about our membership model!

Not for the monthly fee, but you can always use your insurance for any medications, tests, imaging, referrals, etc!

Yes. DPC doesn’t replace insurance, it flips it on its head. We cut insurance out of the things you most commonly need: everyday medications, seeing your personal doctor, and primary and preventive care issues. Our membership fee, however, doesn’t cover the less frequent things you need: hospitalizations, surgeries, expensive tests. Think of DPC like car insurance. When paired with health insurance plans, they cover you for when your body has a “wreck” or breaks in some major way. But your membership fee covers all the preventative things, like oil changes, tire rotations, safety inspections and minor fender benders.

Absolutely! We have many Medicare patients. We charge the same monthly fee as we do to all our patients. Unlike other medical offices, your fee allows your prompt, unfettered access to your physician, when and where you need them. No waiting weeks for answers or treatment!

Yes! Children get sick in the middle of the night, on weekends, during road trips. Their bodies, like ours, don’t conform to business hours. We are here to help you care for your children when they need it most, no matter the time or place. Many things can be handled remotely, allowing you and your family to continue your day or night with minimal interruption.

Absolutely, no matter how close you are to Mexico or Fulton! We know many people in our community work as farmers, truckers, or otherwise are self-employed. It can be difficult to make time for you and your health when you’re running a business. Let us help you have easy access to care. Taking care of yourself is an investment in your business. You need flexibility, and we provide it. Give us a shout, we’d love to talk about ways to help, no matter how close you are to Mexico, MO.

Service Offerings

We partner with the Audrain County Health Department (ACHD) and Webber to offer vaccines to our patients.

Aside from our top-tier access and convenience, this is arguably the biggest benefit to many of our patients. We offer nearly at-cost medications from wholesale suppliers. We beat insurance-billed prices easily, and often beat the “$4 list” as well. We don’t make money off any prescriptions you need. You need your medications. Cost should not come between you and your health.

If specialist visits in our area are needed, we help arrange your appointments and find the most affordable cash prices possible. In addition, we still recommend having an insurance plan or healthcare sharing plan which will cover the cost of specialists in the same way they always have.

We draw labs in our clinic and negotiate cash prices with the lab, often beating insurance-billed pricing. You can always opt to use your insurance to pay for labs if you prefer, instead.

We work with local imaging centers to negotiate cash prices which are — you guessed it– often much cheaper than insurance-based pricing.

Our services pair really well with health savings accounts (HSA) and high deductible, catastrophic insurance plans, or with healthcare sharing plans which cover those expensive, sometimes unavoidable health costs like surgery and hospitalization. We can refer you to local insurance agents to optimize your health plan to get the most bang for your buck.

That’s what we are here for! Life happens, often outside of business hours. We understand that, which is why we are available for you, no matter the time. Using our app, you can call, text, video chat or email us — whatever works best for you!

No problem! We have an app for that. Call, text or video chat. Many health problems don’t need an in-person visit. We can accomodate your needs, wherever you may be. We’re one call away.

Cornerstone Family logo, in full color
809 Medical Park Drive, Suite 101 Mexico, Missouri 65265

Monday thru Thursday
8:00 am - 12:00 pm
1:00 pm - 5:00 pm

8:00 am - 12:00 pm
500 Market St, Suite 300, Fulton, Missouri 65251

Tuesday & Thursday
8:00 am - 12:00 pm

Fulton Hours to expand in the near future!
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